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Wealthsimple — investing made simple

Wealthsimple is a Canadian financial company (a Toronto fintech) that lets you manage your money from a single app: stocks, ETFs, automatically managed portfolios, an interest-earning chequing account, crypto, RRSPs, TFSAs, and more.

What we like

• No commissions on stock and ETF trades (Wealthsimple self-directed investing).
• Low management fees on automatically managed portfolios (Managed account).
• One single app to invest, save and spend.
• RRSP, TFSA, FHSA and non-registered accounts available.
• Account opening that is simple and 100% online.

What we like less

• No branches: everything is done online.
• Currency conversion fees apply on US dollar transactions.
• Analysis tools are more limited than at the big traditional brokers.
• Crypto is volatile — use it knowingly.
• Special promotions (like transfer bonuses) change often.

Our referral: $25 for you, $25 for us

When you open your account with one of our links and meet the conditions, Wealthsimple pays $25 to each of us.

Conditions (offer verified on October 1, 2026):

• Be a new Wealthsimple client.
• Deposit at least $100 from another financial institution, within 30 days of signing up.
• The $25 bonus is paid into your Wealthsimple chequing account.
• The bonus is held for 180 days before it can be withdrawn (your deposit itself remains accessible as usual).

Transparency

If you sign up with one of our links and meet the conditions, we each receive $25 from Wealthsimple. It costs you nothing extra — Wealthsimple pays the bonus, not you.

Always check the current offer

Wealthsimple changes its promotions and conditions regularly. The amounts and conditions above were verified on October 1, 2026: confirm them on wealthsimple.com before opening your account.